4 States and 30 districts
111, 801 clients and 66 branches
INR 200 Cr and 5 BC partners
We exist to make a difference to
the economically weaker sections
of country through funding their
this ideas and businesses
Saggraha is a new generation,
rural focused BC with a clear
mandate to penetrate into
underserved geographies



State Districts
Karnataka Mysore, Mandya, Chamrajanagara
Hassan, Ramanagara, Tumkur
Chitradurga, Belgaum, Davanagere
Shivamogga, Chikkamagalur, Belgam
Bagalkote, Ballary, Raichur
Tamilnadu Salem, Coimbatore, Erode
Tirupur, Vellore, Krishnagiri
Maharashtra Sangli, Nagpur, Amaravathi,
Bandara, Kolhapur,
Madhya Pradesh Chindwada,
Item Sep 30, 2016
States 4
Districts 30
Branches 66
Field Staff 421
Total Staff 440
Clients 111, 801
Disbursement (Rs. Cr) 292
AUM (Rs.Cr) 178
Total BC Limit Sanctions (Rs. Cr) 550.30
PAR > 30 0.004%


Financial Inclusion
and BC

Even after 68 years of independence, access to formal banking and financial services is still eluding the rural population. Despite of numerous efforts of the GOI and the RBI, majority of the rural households even today do not have access to formal credit. The recently introduced PMJDY has largely focused on opening savings accounts and providing life insurance...



  1. Micro Loans to JLGs and SHGs upto Rs 50,000 in rural areas.
  2. Small Business loans (MSME) upto Rs. 10 lakhs
  3. MSME loans Secured and un-secured for Businesses
  4. Savings accounts/Recurring Deposits of borrowers.
  5. Life Insurance to borrower and spouse
  6. Consumer durables and affordable Solar products

Latest News

  1. Saggraha launches online Loan Disbursements to clients.
  2. Saggraha becomes first BC of IDFC Bank
  3. Saggraha launches MSME Loans
  4. Saggraha Receives funding from Religare
  5. Saggraha Crosses 300 Cr’s of Business
  6. Saggraha Launches its Tablet based Field operations
  7. Saggraha Launches its Operations in MP
  8. Saggraha Promoters receive 'Best Social Entrepreneur' from Christ University.

We make Happy Customers !!! Meet our clients: