Board of Directors

The promoters carry very diversified experience in Agri & Rural banking, Branch Banking, SME Banking, Treasury, Agri Inputs, Microfinance, IT and consulting. They have been associated with financial inclusion and microfinance for the past 7 years and have worked with 6 different MFIs in Operations, Risk, Finance, HR functions at senior management levels.


Harish Venkata Raghu Managing Director and CEO

Harish has 22 years of experience in Agri, Rural, Banking and Financial services. In his previous role, he has worked as the COO of Future Financial Services Ltd, Trident Microfinance, CPO at Spandana Spoorthy. During his long career, he was with Fullerton Rural, ICICI bank, Madras Fertilizers in various business centered roles. He has experience handling Sales, Operations, Channel management, Branch banking, Sales, HR, Media and PR, Marketing. He hold a bachelors degree in (B.Sc.) Agriculture, PGDBM and EGMP from IIM - Bangalore.


Rahul Kasinadhuni Director and CFO

Rahul carries over 11 years of experience in Banking, IT, Consulting, Microfinance and Financial services. During his career, he was the CFO at SCCI Microfinance, Head of Treasury at India Finserve Advisors and Group General Manager at Radhakirshna Toyota. He started his career at ICICI bank and has raised about INR 800 Cr in his fund raising career. His core competency is in Corporate Finance, Business Strategy, Fund raising, Treasury, FP&A, Business Analytics, MIS Systems, Investor & Funder relationship and Regulatory matters. He holds a B. Tech in Electronics Engineering and a management degree from Institute of Rural Management (IRMA).


Kishore Kumar SA Director and Chief Risk Officer

Kishore has 21 years of experience in Banking, Financial services and Consulting. He has worked for Grameen Financial Services, Barclays Bank, ICICI bank, Karnataka Bank, Oriental Bank of Commerce, (esrtwhile)Global Trust Bank in his career. He has handled two International M&A projects of local banks in Indonesia and Uganda during his Barclays stint. He core expertise is in Credit, Risk, backend Operations, Branch banking and SME & Retail Banking. He hold a Masters degree in (M.Sc.) Agricultural engineering, EGMP from IIM - Bangalore.

R V Dillip Nominee Director

Mr. R.V. Dilip is the SIDBI Venture Capital Ltd (SVCL) Nominee Director of the company. He has been with SVCL since its inception in 1999 and was part of the core team which had set up SIDBI Ventures, SIDBI Trustee Company and NFSIT. He represents SVCL on the Boards of some portfolio companies, where he has played an active role in building up systems and processes. Prior to joining SVCL in 1999, Dilip was with SIDBI for nearly 8 years with experience in credit appraisal, accounts and audit functions. He is a Post Graduate in Commerce and Economics, AICWA, CS (Inter), PGDBA and CAIIB.

Vikraman AmpalakkatIndependent Director

Mr. Vikraman Ampalakkat is an Independent Director of the company. He served as the Chief General Manager of SIDBI. Mr. Ampalakkat has more than 40 years of working experience, of which more than 10 years is in Microfinance. He holds a Bachelor's Degree in Science. He serves as a Director of Ujjivan Financial Services (P) Ltd., Kerala Financial Corporation. He has been an Independent Director of Muthoot FinCorp Limited since October 21, 2007 and also serves as an Independent Director of ESAF Microfinance and Investments Pvt. Ltd.