Management Team

Venkateswara Rao P Senior Vice President - Finance

Venkateswara Rao carries over 14 years of experience in Microfinance and Financial services. During his career, he was the Head - Finance at SCCI Microfinance. He started his career at SCCI Microfinance in 2004 and has finalized about 10 years of Audited
Financials of the Company starting from Mar-2005. His domain expertise is in Financial accounting, Corporate Finance, Fund raising, Treasury, Investor & Funder relationship and Statutory compliance. He holds a bachelor degree in (B.Com.)
in Commerce from Kakatiya University and pursuing Chartered Accountancy.

Muthu Kumar V Vice President - Field Operations

Muthu Kumar has over 15 years of experience in Microfinance and Financial services. During his career, he worked as Divisional Manager in Future Financial Services. His earlier assignments were - Operations Coordinator, Divisional Manager, Internal
Auditor and Regional Manager. His expertise is in field operations, Business Development, Branch expansion, recruitment and backend operations. He holds a Management degree (MBA) in banking and Finance and Masters (M.Com) in Finance.

Anand Kumar J K Vice President - IT & MIS

Anand Kumar JK carries over 15 Years experience in NBFC and 1 year in Cheil India (On behalf of Samsung Electronics-Branding). His career started in AMMACTS in 2003 and has worked in Future Financial Services Ltd., as Manager- IT/MIS for 6 years.
His core competency is in IT System parameterization (eFimo Jayam-off line & on line), IT system implementation, Back end process, MIS Systems, Data Analytics, Dash boards, Reports etc. Supervised South Accounts & MIS in Cheil India
Brand visibility. He holds a bachelor degree in (B.Com.) from S V University, Tirupathi.

P.M.R. Harinath BabuVice President - Field Operations

Harinath Babu carries over 14 Years of work experience. He has almost a decade of experience in Microfinance and financial Services. His Previous assignment was with Lok Management services as a Divisional Manager and also worked for Future Financial
Services. He holds a degree in BA (Economics) and Pursuing MBA in Operations & Marketing.

Sandeep R Vice President – Field Operations

Sandeep brings over 21 years of experience in the financial services industry. He has held various positions in Sales, Credit, collections in his previous assignments with HDFC Bank, GE Money and Fullerton. In his current role, he is responsible for the Sales, Marketing and collections in MSME Rural Business. He holds a MBA from IIME and a Bachelor's degree in Electronics from Christ College Bangalore.

Lakshmi Vallabhaneni Vice President - Credit Operations

Lakshmi Carries over 17 years of experience in Customer Service Operations with Retail Banking, Financial Services, Non-Financial Banking, IT Infrastructure & Retail Services. She started her career as an executive with Karvy Stock Broking and handled multiple functions like Customer Engagement, Training, Quality Control, Project Management, Client & Vendor Management in organisations namely ICICI Bank, Fullerton India, Cognizant & IKEA. She hold an Master's Degree in Business Administration from Nagarjuna University.

Praveen Kumar Reddy Vice President - Field Operations

Praveenkumar Reddy carries over 15 Years of work experience. He has almost a decade of experience in Microfinance and financial Services. His Previous assignment was with Future Financial Services Ltd as a Regional Manager. He holds a Master of Commerce
from Sri.Venkateswara University.

Mriganka Mouli Nath Vice President - Field Operations

Mriganka Mouli Nath carries over 9.5 Years of work experience in Microfinance and Retail lending business. He has started his career with Spandana Sphoorty Financial Ltd as Divisional Manager. He was associated with Bajaj Finance Ltd, Reliance Commercial Finance Ltd, experiencing on business development, new area operations, branch opening, recruitment, collection, credit appraisals, dealer management, channel management, etc. He holds an MBA from Indian Business Academy, Bangalore and prior to that he has done Master of Science in Physics.

Amaresh Hiremath Associate Vice President - HR

Amaresh has over 10 years of experience in Human Resource. His previous assignment was with Future Financials Servicess Ltd. He started his career at Mysore Petro Chemicals Ltd&Shilpa Medicare Ltd in 2009. His strengths are in managing HR processes
including human resource planning, recruitments, salary and wages administration, employee welfare and general administration. Demonstrated abilities in handling HR System and Policies, Compensation, etc. He holds a Post-Graduation in MSW in Industria
l Relations & Personnel Management from Mangalore University, Mangalore.

Abhishek R Jain Associate Vice President - RISK

Abhishek Jain carries 15 years of experience in NGO, Microfinance and Financial Services. During his career, he was Asst Manager at GrameenKoota Financial Services Pvt Ltd, where he has built his capabilities on process and compliance. He started
his career at SKDRDP as a field executive , and implemented Rural Development Project in Uttara Kannada District. He strength areas are Audit, Process, Compliance and field operations.

Krishna MurthyAssociate Vice President - Finance

Krishna Murthy has over 14 years of experience in Microfinance and Financial services. His previous assignment was with Future Financials Servicess Ltd. He started his career at AMMACTS in 2005. His strengths are in Branch and Financial accounting,
Reconciliation and Book closure. He holds a Management degree (MBA) in banking and Finance from Dravidian university kuppam.

D Manjunath Associate Vice President - Credit Operations

Manjunath carries 11 years of experience in Microfinance and Financial Services. During his career, he worked with Future Financial Services Ltd (FFSL) in process manageemnt. His strength areas are Credit Operations, Audit, Process, Compliance. He
holds a Management degree (MBA) from Sri Venkateswara University Tirupathi.

D. Ramakoteswara Rao Associate Vice President - Internal Audit

D. Ramakoteswara Rao is a Semi Qualified Chartered Accountant and Post Graduate from Osmania University Hyderabad in commerce. He has over 14 years of experience in Microfinance and Financial Services. He worked as Manager - Internal Audit in SWAWS
CREDIT CORPORATION INDIA PVT LTD and Assistant Management Finance in MY CFO. His expertise lies in Finance & Audits like Bank, Statutory, Stock and Internal Audits.

Satyendra TiwariAssociate Vice President - Field Operations

Satyendra Tiwari has over 15 Years of Experience in Microfinance and Financial services. He worked as an Area Manager in Suryoday Microfinance Pvt.Ltd (Madhya Pradesh & Gujrat), Trident Micro Fin Pvt. Ltd (MP) and he associated with SKS Microfinance
Limited as a Unit Manager (MP & Chhattisgarh). He won the award as a Best Branch Manager of Chhattisgarh Branch. His expertise lies in field Operations and Branch expansion.

Ramya N Associate Vice President - Credit Operations

Ramya has over 7 years of experience across Operations, Risk, Credit and compliance functions and has been actively involved with the Process design and implementation, Development, Technology, Microfinance sector, across multiple companies. She has
displayed extensive domain understanding and cross functional experience involving finance, technology, risk and operations in her microfinance stint of over 4 years . Her previous stints include Operations Manager in Namaste Credit, Deputy Manager
in Fincare.

Labdhi Doshi Company Secretary

Labdhi has an overall experience of approximately 3 years in handling Secretarial Compliances and Corporate Governance. She has earlier worked with Aarti Industries Limited and Rathi & Associates, Practicing Company Secretaries. She has handled plethora of assignments for listed Companies and Unlisted Companies and has an extensive knowledge in Secretarial domain ranging from Buyback, Takeover and Insider Trading Regulations, Convening of Board Meetings and General Meetings, conducting of Secretarial Audits Raising of Funds, etc. She holds a Company Secretary (CS) Degree from ICSI and Bachelor's degree in Commerce (B.Com.) and Law (L.L.B).