Management Team

Arvind Ram Kumar Senior Vice President - Credit Operations

Arvind Carries over 16 years of experience with Commercial Banking, Transaction Banking, Retail & Corporate Banking Operations (front office & back office), Technology Project implementations, Business Process Management, Consulting and Training in
Banks like ICICI Bank Yes Bank and Indusind Bank and Fintech experience with intellect Design Arena Ltd. He holds an Executive General Management Program from the Indian Institute of Management, (IIM) Bangalore and PGDM (Finance) from Institute
for Technology & Management.

Venkateswara Rao P Senior Vice President - Finance

Venkateswara Rao carries over 11 years of experience in Microfinance and Financial services. During his career, he was the Head - Finance at SCCI Microfinance. He started his career at SCCI Microfinance in 2004 and has finalized about 10 years of Audited
Financials of the Company starting from Mar-2005. His domain expertise is in Financial accounting, Corporate Finance, Fund raising, Treasury, Investor & Funder relationship and Statutory compliance. He holds a bachelor degree in (B.Com.)
in Commerce from Kakatiya University and pursuing Chartered Accountancy.

Muthu Kumar V Vice President – Operations.

Muthu Kumar has over 12 years of experience in Microfinance and Financial services. During his career, he worked as Divisional Manager in Future Financial Services. His earlier assignments were - Operations Coordinator, Divisional Manager, Internal
Auditor and Regional Manager. His expertise is in field operations, Business Development, Branch expansion, recruitment and backend operations. He holds a Management degree (MBA) in banking and Finance and Masters (M.Com) in Finance.

Anand Kumar J K Vice President & Head – MIS & Process

Anand Kumar JK carries over 12 Years experience in NBFC and 1 year in Cheil India (On behalf of Samsung Electronics-Branding). His career started in AMMACTS in 2003 and has worked in Future Financial Services Ltd., as Manager- IT/MIS for 6 years.
His core competency is in IT System parameterization (eFimo Jayam-off line & on line), IT system implementation, Back end process, MIS Systems, Data Analytics, Dash boards, Reports etc. Supervised South Accounts & MIS in Cheil India
Brand visibility. He holds a bachelor degree in (B.Com.) from S V University, Tirupathi.

P.M.R. Harinath BabuVice President - Field Operations

Harinath Babu carries over 14 Years of work experience. He has almost a decade of experience in Microfinance and financial Services. His Previous assignment was with Lok Management services as a Divisional Manager and also worked for Future Financial
Services. He holds a degree in BA (Economics) and Pursuing MBA in Operations & Marketing.

Amaresh Hiremath Associate Vice President - HR

Amaresh has over 7 years of experience in Human Resource. His previous assignment was with Future Financials Servicess Ltd. He started his career at Mysore Petro Chemicals Ltd&Shilpa Medicare Ltd in 2009. His strengths are in managing HR processes
including human resource planning, recruitments, salary and wages administration, employee welfare and general administration. Demonstrated abilities in handling HR System and Policies, Compensation, etc. He holds a Post-Graduation in MSW in Industria
l Relations & Personnel Management from Mangalore University, Mangalore.

Abhishek R Jain Associate Vice President – Product

Abhishek Jain carries 12 years of experience in NGO, Microfinance and Financial Services. During his career, he was Asst Manager at GrameenKoota Financial Services Pvt Ltd, where he has built his capabilities on process and compliance. He started
his career at SKDRDP as a field executive , and implemented Rural Development Project in Uttara Kannada District. He strength areas are Audit, Process, Compliance and field operations.

D. Ramakoteswara Rao Associate Vice President – Risk & Internal Audit

D. Ramakoteswara Rao is a Semi Qualified Chartered Accountant and Post Graduate from Osmania University Hyderabad in commerce. He has over 11 years of experience in Microfinance and Financial Services. He worked as Manager - Internal Audit in SWAWS
CREDIT CORPORATION INDIA PVT LTD and Assistant Management Finance in MY CFO. His expertise lies in Finance & Audits like Bank, Statutory, Stock and Internal Audits.

Satyendra TiwariAssociate Vice President - Operations

Satyendra Tiwari has over 11 Years of Experience in Microfinance and Financial services. He worked as an Area Manager in Suryoday Microfinance Pvt.Ltd (Madhya Pradesh & Gujrat), Trident Micro Fin Pvt. Ltd (MP) and he associated with SKS Microfinance
Limited as a Unit Manager (MP & Chhattisgarh). He won the award as a Best Branch Manager of Chhattisgarh Branch. His expertise lies in field Operations and Branch expansion.

Krishna MurthyAssociate Vice President - Finance

Krishna Murthy has over 11 years of experience in Microfinance and Financial services. His previous assignment was with Future Financials Servicess Ltd. He started his career at AMMACTS in 2005. His strengths are in Branch and Financial accounting,
Reconciliation and Book closure. He holds a Management degree (MBA) in banking and Finance from Dravidian university kuppam.

Ramya N Associate Vice President - Risk

Ramya has over 5 years of experience across Operations, Risk, Credit and compliance functions and has been actively involved with the Process design and implementation, Development, Technology, Microfinance sector, across multiple companies. She has
displayed extensive domain understanding and cross functional experience involving finance, technology, risk and operations in her microfinance stint of over 4 years . Her previous stints include Operations Manager in Namaste Credit, Deputy Manager
in Fincare.

D Manjunath Associate Vice President - Risk

Manjunath carries 7 years of experience in Microfinance and Financial Services. During his career, he worked with Future Financial Services Ltd (FFSL) in process manageemnt. His strength areas are Credit Operations, Audit, Process, Compliance. He
holds a Management degree (MBA) from Sri Venkateswara University Tirupathi.

Praveen Kumar Reddy Associate Vice President - Field Operations

Praveenkumar Reddy carries over 12 Years of work experience. He has almost a decade of experience in Microfinance and financial Services. His Previous assignment was with Future Financial Services Ltd as a Regional Manager. He holds a Master of Commerce
from Sri.Venkateswara University.

Sandeep R Vice President – Field Operations

Sandeep brings over 19 years of experience in the financial services industry. He has held various positions in Sales, Credit, collections in his previous assignments with HDFC Bank, GE Money and Fullerton. In his current role, he is responsible for the Sales, Marketing and collections in MSME Rural Business. He holds a MBA from IIME and a Bachelor's degree in Electronics from Christ College Bangalore.