Management Team

Arvind Ram Kumar Sr.Vice President- Credit Operations

Arvind Carries over 16 years of experience with Commercial Banking, Transaction Banking, Retail & Corporate Banking Operations (front office & back office), Technology Project implementations, Business Process Management, Consulting and Training in
Banks like ICICI Bank Yes Bank and Indusind Bank and Fintech experience with intellect Design Arena Ltd. He holds an Executive General Management Program from the Indian Institute of Management, (IIM) Bangalore and PGDM (Finance) from Institute
for Technology & Management.

VenkateswaraRao P VP & Head – Accounts & Finance

VenkateswaraRao carries over 11 years of experience in Microfinance and Financial services. During his career, he was the Head - Finance at SCCI Microfinance. He started his career at SCCI Microfinance in 2004 and has finalized about 10 years of Audited
Financials of the Company starting from Mar-2005. His domain expertise is in Financial accounting, Corporate Finance, Fund raising, Treasury, Investor & Funder relationship and Statutory compliance. He holds a bachelor’s degree in (B.Com.)
in Commerce from Kakatiya University and pursuing Chartered Accountancy.

Muthu Kumar V VP – Operations.

Muthu Kumar has over 12 years of experience in Microfinance and Financial services. During his career, he worked as Divisional Manager in Future Financial Services. His earlier assignments were - Operations Coordinator, Divisional Manager, Internal
Auditor and Regional Manager. His expertise is in field operations, Business Development, Branch expansion, recruitment and backend operations. He holds a Management degree (MBA) in banking and Finance and Masters (M.Com) in Finance.

Anand Kumar J K VP & Head – MIS & Process

Anand Kumar JK carries over 12 Years experience in NBFC and 1 year in Cheil India (On behalf of Samsung Electronics-Branding). His career started in AMMACTS in 2003 and has worked in Future Financial Services Ltd., as Manager- IT/MIS for 6 years.
His core competency is in IT System parameterization (eFimo – Jayam-off line & on line), IT system implementation, Back end process, MIS Systems, Data Analytics, Dash boards, Reports etc. Supervised South Accounts & MIS in Cheil India
Brand visibility. He holds a bachelor’s degree in (B.Com.) from S V University, Tirupathi.

P.M.R. Harinath BabuAVP - Operations

Harinath Babu carries over 14 Years of work experience. He has almost a decade of experience in Microfinance and financial Services. His Previous assignment was with Lok Management services as a Divisional Manager and also worked for Future Financial
Services. He holds a degree in BA (Economics) and Pursuing MBA in Operations & Marketing.

Amaresh Hiremath AVP HR

Amaresh has over 7 years of experience in Human Resource. His previous assignment was with Future Financials Servicess Ltd. He started his career at Mysore Petro Chemicals Ltd&Shilpa Medicare Ltd in 2009. His strengths are in managing HR processes
including human resource planning, recruitments, salary and wages administration, employee welfare and general administration. Demonstrated abilities in handling HR System and Policies, Compensation, etc. He holds a Post-Graduation in MSW in Industria
l Relations & Personnel Management from Mangalore University, Mangalore.

Abhishek R Jain AVP – Product

Abhishek Jain carries 12 years of experience in NGO, Microfinance and Financial Services. During his career, he was Asst Manager at GrameenKoota Financial Services Pvt Ltd, where he has built his capabilities on process and compliance. He started
his career at SKDRDP as a field executive , and implemented Rural Development Project in Uttara Kannada District. He strength areas are Audit, Process, Compliance and field operations.

D. Ramakoteswara Rao AVP – Risk & Internal Audit

D. Ramakoteswara Rao is a Semi Qualified Chartered Accountant and Post Graduate from Osmania University Hyderabad in commerce. He has over 11 years of experience in Microfinance and Financial Services. He worked as Manager - Internal Audit in SWAWS
CREDIT CORPORATION INDIA PVT LTD and Assistant Manager – Finance in MY CFO. His expertise lies in Finance & Audits like Bank, Statutory, Stock and Internal Audits.

Satyendra TiwariAVP Operations

Satyendra Tiwari has over 11 Years of Experience in Microfinance and Financial services. He worked as an Area Manager in Suryoday Microfinance Pvt.Ltd (Madhya Pradesh & Gujrat), Trident Micro Fin Pvt. Ltd (MP) and he associated with SKS Microfinance
Limited as a Unit Manager (MP & Chhattisgarh). He won the award as a Best Branch Manager of Chhattisgarh Branch. His expertise lies in field Operations and Branch expansion.

Krishna MurthySr. Manager- Finance

Krishna Murthy has over 11 years of experience in Microfinance and Financial services. His previous assignment was with Future Financials Servicess Ltd. He started his career at AMMACTS in 2005. His strengths are in Branch and Financial accounting,
Reconciliation and Book closure. He holds a Management degree (MBA) in banking and Finance from Dravidian university kuppam.

Ramya N Sr. Manager - Product

Ramya has over 5 years of experience across Operations, Risk, Credit and compliance functions and has been actively involved with the Process design and implementation, Development, Technology, Microfinance sector, across multiple companies. She has
displayed extensive domain understanding and cross functional experience involving finance, technology, risk and operations in her microfinance stint of over 4 years . Her previous stints include Operations Manager in Namaste Credit, Deputy Manager
in Fincare.

D Manjunath Sr. Manager – Credit Operations

Manjunath carries 7 years of experience in Microfinance and Financial Services. During his career, he worked with Future Financial Services Ltd (FFSL) in process manageemnt. His strength areas are Credit Operations, Audit, Process, Compliance. He
holds a Management degree (MBA) from Sri Venkateswara University Tirupathi.

Praveen Kumar Reddy Sr. Manager - Operation

Praveenkumar Reddy carries over 12 Years of work experience. He has almost a decade of experience in Microfinance and financial Services. His Previous assignment was with Future Financial Services Ltd as a Regional Manager. He holds a Master of Commerce
from Sri.Venkateswara University.

Jaya Kumar Rai Sr. Manager – Operation

Jaya Kumar carries 9 years of experience in MFI Industry. He worked as Area Manager in Field Operations and Risk Management at Grameen Koota Financial Services Pvt Ltd. He holds a bachelor’s degree in Economics & Rural Development from Mangalore University.

T L Narasimha Reddy Sr. Manager – Saggraha Business Loan

T L Narasimha Reddy carries 14 years of experience in MicroFinance and MSME sector. During his career, he was Divisional Manager in Spandana and Cluster Business Manager in Vistaar Financial Services, Fullerton India . His expertize lies Business
Development, Branch Expansion & Rollout, Team recruitment & Training, New strategy for marketing & Business Expansion. He holds a bachelor’s degree (B.Com.) in Commerce from Sri Krishnadevaraya University (Anantapur).